Automated Clearing House

The industry’s largest and fastest clearing and settlement service

Access the industry’s fastest clearing and settlement service with Equens. Our growing network of banks and international partnerships will continually extend the reach of your payment service.

To create reach and provide a foundation for a thriving SEPA, we have been a driving force in the creation of the European Automated Clearing House Association (EACHA). The Equens Inter-CSM network is based on the interoperability framework of EACHA and EPC Rulebooks, and has become the industry’s leading clearing mechanism. And to maximise market penetration, Equens facilitates a connection to the EBA network, resulting in a Single Point of Contact for clearing and settling your complete range of payment transactions.

  • SEPA Credit Transfer: With full reach to the eurozone, benefit from Europe’s lowest costs for international transfers at rates lower than those for domestic transfers.
  • SEPA Direct Debit: Fast and simple compliance with industry standards for direct debits and management of all your non-core banking activities.
  • SEPA Value Added Services: Enhanced features that extend market reach and optimise your risk management.

In addition to our extensive SEPA portfolio, we provide a full clearing service for national payments in the Netherlands:

  • Domestic Payment Processing NL: Comprehensive portfolio of fast, secure and cost-efficient payment processing services.

Use Equens’ clearing and settlement services to:

  • Lower your liquidity risk and improve revenues. With our 30-minute settlement cycle from 07.00 to 17.00 hrs. CET, you will benefit from lower settlement account balances.
  • Connect to the whole of Europe through a Single Point of Contact.
  • Reduce transaction costs and simplify SEPA compliance.